* {
  margin: 0;
  padding: 0;
  box-sizing: border-box;
}

body {
  font-family: "Segoe UI", sans-serif;
  background-color: #f4f7fb;
  color: #222;
  line-height: 1.6;
}

header {
  background: #1f3c88;
  color: white;
  padding: 20px 0;
}

.navbar {
  width: 90%;
  max-width: 1000px;
  margin: auto;
  display: flex;
  justify-content: space-between;
  align-items: center;
}

.navbar ul {
  display: flex;
  list-style: none;
  gap: 20px;
}

.navbar a {
  color: white;
  text-decoration: none;
  font-weight: 500;
  transition: 0.3s;
}

.navbar a:hover {
  color: #ffd166;
}

.hero {
  text-align: center;
  padding: 70px 20px;
  background: white;
}

.hero h2 {
  font-size: 2.2rem;
  margin-bottom: 10px;
}

.hero p {
  max-width: 600px;
  margin: 0 auto 20px;
}

.btn {
  background: #1f3c88;
  color: white;
  padding: 12px 20px;
  border-radius: 6px;
  text-decoration: none;
  transition: 0.3s;
}

.btn:hover {
  background: #163172;
  transform: translateY(-2px);
}

.card {
  width: 90%;
  max-width: 900px;
  margin: 30px auto;
  background: white;
  padding: 25px;
  border-radius: 12px;
  box-shadow: 0 4px 12px rgba(0,0,0,0.08);
  transition: 0.3s;
}

.card:hover {
  transform: translateY(-5px);
}

.card h2 {
  color: #1f3c88;
  margin-bottom: 15px;
}

.card ul {
  padding-left: 20px;
}

.card a {
  color: #1f3c88;
}

footer {
  text-align: center;
  padding: 20px;
  background: #1f3c88;
  color: white;
  margin-top: 30px;
}